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Newbrook Insurance Blog: homeowners insurance

View the latest blog posts from Newbrook Insurance.

A new article in the Insurance Journal highlights just why insurance companies require us to find out what kind and how many dogs you have in order to get coverage for homeowners insurance.  Many breeds such as Pit Bulls, Rotweilers, German Sheppards, etc are on underwriting lists from the insurance companies that prohibit us from binding coverage. READ MORE >>

You have found the best place on Long Island to shop for automobile and homeowners insurance.  Newbrook Insurance represents one of the most extensive lists of companies compared to any agency you will find.  It allows us to provide you with insurance options that you just will not find elsewhere. READ MORE >>

Starting April 1st, there were some changes that were implemented to the National Flood Insurance Program (NFIP) that will affect Long Islanders.  Premium increases as a result of the Homeowner Flood Insurance Affordability Act passed in Congress in 2014 and other prior legislation are the culprit. READ MORE >>

Be Sure Generator is Connected Correctly to Avoid Electrical Hazards Electricity supplied by a generator has the same hazards as your regular utility-supplied electricity. You can face additional risks if your generator bypasses safety devices, such as circuit breakers, that are built into your electrical systems. READ MORE >>

Storms or natural disasters can have the ability to knock your power out for an extended period of time. During an outage, portable generators can offer temporary power, but there are potential risks associated with the use of these generators. Generators can be dangerous, and can lead to illness and injury, and even death if used improperly. READ MORE >>

Here is a great tip for preventing major water damage in your house.  It is really simple to do.  If you can install the hoses yourself, it should cost you less than $20 to buy the hoses from Home Depot or Lowes. "Preventing a Washing Machine Disaster" READ MORE >>

Prevent a claim on your Long Island Homeowners policy by taking some simple actoins.  Buy a can of spray foam from your local home improvement store and spray any exposed pipe particularly if they have frozen before.  You can do this yourself or hire a contractor for a relatively low cost. READ MORE >>

I came across this great article from Travelers insurance regarding how to prevent water damage.  Take a few minutes to learn about how to protect your Long Island Homeowners Insurance policy from a big claim. Stay one step ahead when it comes to water damage to your home READ MORE >>

Long-term Tips for Preventing Ice Dams: Insulate your attic. Make sure your attic is well insulated to help prevent the melting-and-freezing cycle that causes ice dams to form. Check and seal places where warm air could leak from your house to the attic, including vent pipes, exhaust fans, chimneys, attic hatches and light fixtures. READ MORE >>

Here is the next part in our ice dam series and how it can affect your Long Island Homeowners Insurance How Do You Know if You Have an Ice Dam? Look carefully at the icicles around the exterior of your house. If they are confined to the gutters and there is no water trapped behind them, then an ice dam has likely not formed. READ MORE >>

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