Thursday, December 5, 2019The dwelling limits on a Long Island, New York homeowner policy covers the structure. In the event of a total or partial loss your dwelling coverage is the dollar amount you have to rebuild your home That dwelling limit is determined by several factors. However, the main determining factor is the square footage of your home. READ MORE >>
Monday, November 11, 2019A homeowners policy is a smart, effective way to protect yourself and your assets. By definition, a homeowner policy is written for an owner occupied dwelling. Coverage is for the owner, typically the named insured. There have been instances on Long Island when we find that the owner, the named insured, is deceased and no longer lives in the dwelling. READ MORE >>
Monday, September 9, 2019New York has just announced rate changes for 2020 related to the NYS Paid Family Leave Act. Here are the highlights. If you have any questions, please do not hesitate to contact our office. The new PFL rate for 2020 will be increasing from the current .153% to .270% (75% increase) READ MORE >>
Monday, May 18, 2015A new article in the Insurance Journal highlights just why insurance companies require us to find out what kind and how many dogs you have in order to get coverage for homeowners insurance. Many breeds such as Pit Bulls, Rotweilers, German Sheppards, etc are on underwriting lists from the insurance companies that prohibit us from binding coverage. READ MORE >>
Sunday, May 10, 2015You have found the best place on Long Island to shop for automobile and homeowners insurance. Newbrook Insurance represents one of the most extensive lists of companies compared to any agency you will find. It allows us to provide you with insurance options that you just will not find elsewhere. READ MORE >>
Monday, April 6, 2015Starting April 1st, there were some changes that were implemented to the National Flood Insurance Program (NFIP) that will affect Long Islanders. Premium increases as a result of the Homeowner Flood Insurance Affordability Act passed in Congress in 2014 and other prior legislation are the culprit. READ MORE >>
Sunday, March 29, 2015Be Sure Generator is Connected Correctly to Avoid Electrical Hazards Electricity supplied by a generator has the same hazards as your regular utility-supplied electricity. You can face additional risks if your generator bypasses safety devices, such as circuit breakers, that are built into your electrical systems. READ MORE >>
Sunday, March 22, 2015Storms or natural disasters can have the ability to knock your power out for an extended period of time. During an outage, portable generators can offer temporary power, but there are potential risks associated with the use of these generators. Generators can be dangerous, and can lead to illness and injury, and even death if used improperly. READ MORE >>
Tuesday, March 17, 2015Here is a great tip for preventing major water damage in your house. It is really simple to do. If you can install the hoses yourself, it should cost you less than $20 to buy the hoses from Home Depot or Lowes. "Preventing a Washing Machine Disaster" READ MORE >>
Wednesday, March 11, 2015Prevent a claim on your Long Island Homeowners policy by taking some simple actoins. Buy a can of spray foam from your local home improvement store and spray any exposed pipe particularly if they have frozen before. You can do this yourself or hire a contractor for a relatively low cost. READ MORE >>
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