Monday, April 21, 2025Having a homeowner’s insurance policy in place is an essential part of protecting yourself from disasters such as floods, fires, and even burglaries. However, policies aren’t all created equal and simply having one doesn’t mean you have the coverage you expect. READ MORE >>
Monday, April 7, 2025Having an appropriate and effective home insurance policy in place can give you peace of mind and means that you’re protected should any unforeseen disasters impact your property. Despite this, some people still decide not to take out a policy. READ MORE >>
Monday, March 24, 2025Something is charming about older homes and how they tell stories of the past. They can be a delightful experience filled with character and history. However, when you want to insure these historic treasures, there are some considerations to consider. Such properties can present unique challenges that differ from those associated with new homes. READ MORE >>
Monday, March 10, 2025Tax implications are not always straightforward when it comes to homeowners' insurance premiums. As a result, many people often wonder if they can deduct their insurance premiums when tax seasons roll along. Understanding tax implications can help you make informal financial decisions. READ MORE >>
Monday, February 24, 2025When you are planning to sell a home in New York, don’t underestimate the importance of homeowners’ insurance. This is because the home you are selling is still yours until you finalize the closing process. It may seem like an additional expense, but an active homeowners’ insurance will protect both the seller and buyer from any unforeseen events. READ MORE >>
Monday, February 10, 2025The recent years have shown that flooding can happen anywhere. It is now one of the most prevalent and costly natural disasters in the country, yet many homeowners remain uninsured for flood damage. Your standard home insurance policy protects against many perils but not flood damage. READ MORE >>
Monday, January 27, 2025Homeownership comes with many responsibilities. One of them is ensuring your home is adequately protected against potential risks. When thinking about home insurance, most people focus on protecting the physical property from damage. But, while this is important, liability coverage is one critical component often overlooked. READ MORE >>
Thursday, January 16, 2025New York offers a diverse living experience with its iconic skyline and bustling cities. However, if you decide to own a home in the state, you must be ready for the challenges and risks that come with it. Homeowners insurance is a necessity and more than a recommendation if you are to own a home here. READ MORE >>
Monday, December 30, 2024We all understand on some level that the things we buy don’t keep 100% of their value as the years pass, but how this affects our insurance isn’t always as well known. Referred to in the industry as depreciation, this loss of value and how your policy takes it into account can play a key role in how much you’re able to claim on your insurance. READ MORE >>
Monday, December 16, 2024No one wants to have to make an insurance claim, but having a policy in place means you can relax in your home, knowing that you’re covered in the event of any major unforeseen incidents. Whether it’s fire, theft, flood, or some other disaster, you’ll be able to make a claim and avoid being left in an unfortunate or potentially perilous financial situation. READ MORE >>
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